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Explore All Options to Save on Prescription Drugs
from: Coupon WarriorsA national study on prescription drugs shows that most Americans are using more prescription drugs at a younger age. People often resort to ineffective medical products in place of more potent products, approved by the government.
The study also showed that annual spending increased to twenty-five percent between 1996 and 1999. The same applies to seniors. More than fifty percent of senior citizens aren't covered by any insurance that includes medicine benefits -- specifically prescription drugs.
The following recommendations can help you save on prescription drugs and how to keep them fresh, as well as save on future drug needs.
1. Go for Generics
Don't forget to ask for the generic brand of any drug prescribed to you. You can save up to fifty percent or more over the cost of medicine initially prescribed by your doctors.
Using the generic brand can help you save on the average cost of each medicine. Most pharmacies don't offer generic brands unless specifically asked.
2. Compare Prices
Make sure to compare the prices from different pharmacies before you buy. Values can really vary. Some pharmacies can offer certain discounts on specific brands of medicines.
3. Look for Discounts
Members of AARP (American Association of Retired Persons) can receive discounts, especially mail-order pharmacy discounts. Check the Veterans Administration to see if you're eligible for some veterans' benefits.
4. Keep Drugs Away from Sunlight
Make sure to store your medicines and pills away from moisture and heat to ensure their optimal potency. When exposed to sunlight, most drugs tend to lose their potency.
This happens because the drug's very chemical nature is destroyed, thereby losing its original chemical effect on the body.
5. Talk to your Doctor
It's definitely okay to ask your doctors and inquire about the medicines prescribed to you. In fact, most doctors expect you to ask for less expensive brands of the medicines written on your prescriptions.
Remember, you're still in control and responsible for your own health, so you need to be well informed about all the medicines and medications you're taking.
6. Assess Yourself
Be sure to keep a daily "record" of your physical health. You can easily research your medical condition on the Internet. Maximize your resources.
Comply with the treatment plan that you and your physician have designed for your health. Carefully and specifically following this plan can help you save money and avoid future recurrence of any existing illness.
7. Buy Double the Size and Save
The fastest way to save money is by dividing the drug cost in half. One way to do this is by literally cutting a drug in half to achieve the exact dosage desired.
For example, if your doctor prescribes a 40 mg dosage, you can buy the 80 mg tablet and just split it in half. Since the difference in the price of the 40 mg and the 80 mg tablets is minimal, you can save by using this technique.
8. Ask for Samples
Pharmaceutical companies supply many samples of medicines to pharmacies. Pharmaceutical companies are eager to let people try their products.
Just ask your pharmacist. Use of samples can be really safe for short-term illnesses, and can help you save money before you buy.
9. Know Your Medical Insurance Coverage
Make sure that you fully understand your medical coverage before signing up with the plan. Determine the specific maximum amount of co-payments you will pay for the whole year. Usually, a health plan only covers certain pre-approved drugs.
Remember to consult your family doctor before fully signing up for the plan. Open formularies present more drugs but plan costs will definitely vary.
10. Consult Your Doctor Before You Buy Medicine in Bulk
You can save on medicine costs by buying bulk quantities; however, make sure you discuss this with your physician first. He or she may advise you that some medicines shouldn't be purchased in bulk.
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